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Luis Basagoitia
Attorney at Law
1320 N. Semoran Boulevard., Suite 106 Orlando FL 32807 U.S.A. View Map
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Consumer Law

Air Carrier Access Act - Compliance Procedures
Under the Air Carrier Access Act and the Air Carrier Access Rules of the U.S. Department of Transportation (DOT), each air carrier must have at least one Complaints Resolution Official (CRO) available at each airport during times of scheduled carrier operations. More...
The Truth in Lending Act - Advertising Consumer Credit - Closed-End Credit and Payment or Effective Rates
In some transactions, particularly some graduated payment loans, the consumer's payments for the first few years of the loan may be based on an interest rate that is lower than the rate for which the consumer is liable. This is called "negative amortization." More...
The Truth in Lending Act - Advertising Consumer Credit - Open-End Credit vs. Closed-End Credit
In "open-end credit," the creditor: (1) reasonably expects the consumer to make repeated transactions; (2) may impose a finance charge from time to time on the unpaid balance; and (3) generally makes the amount of credit available again to the consumer as the outstanding balance is paid. "Closed-end credit" includes all consumer credit that does not fit the definition of open-end credit. More...
Children's Online Privacy Protection Rule - Applicability
The Federal Trade Commission (FTC) has adopted the Children's Online Privacy Protection Rule to give parents control over what information is collected from their children online. More...
Consumer Product Safety Act - Maintaining Records
Product registration cards for purchasers of products to fill out and return are an effective tool to identify owners of recalled products. The easier it is for consumers to fill out and return these cards, the greater the likelihood the cards will be returned to the manufacturer. More...

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