| The Federal Trade Commission and Deceptive Advertising |
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| The Federal Trade Commission (FTC) is a federal agency that monitors all types of advertising. The FTC has the authority to impose severe penalties against advertisers who run deceptive ads.
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| Elements of a Contract |
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| A contract is a legally enforceable agreement between two or more parties. All of the following elements must exist to create a contract: (1) Offer, (2) Acceptance, (3) Consideration, (4) Mutual Consent, (5) Performance, (6) Legality, and 7) Capacity. More... |
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| Air Carrier Access Act - Seat Assignments |
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| Under the Air Carrier Access Act and the U.S. Department of Transportation's Air Carrier Access Rules, a person with a disability cannot be required to sit in a particular seat or be excluded from any seat, except as provided by Federal Aviation Administration (FAA) safety rules, such as the FAA Exit Row Seating Rule. More... |
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| The Truth in Lending Act - Advertising Consumer Credit - Open-End Credit vs. Closed-End Credit |
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| In "open-end credit," the creditor: (1) reasonably expects the consumer to make repeated transactions; (2) may impose a finance charge from time to time on the unpaid balance; and (3) generally makes the amount of credit available again to the consumer as the outstanding balance is paid.
"Closed-end credit" includes all consumer credit that does not fit the definition of open-end credit.
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| The Privacy of Consumer Financial Information Rule - Reuse and Redisclosure of Nonpublic Personal Information |
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| The Privacy of Consumer Financial Information Rule imposes restrictions upon the reuse and redisclosure of nonpublic personal information (NPI) regarding consumers and customers of a financial institution. The restrictions apply to financial institutions and entities that are not financial institutions. More... |
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